The general consensus is that being loyal is a good thing. However, when it comes to finances this isn’t necessarily true. The case in point is ‘’lazy tax’’. Lazy tax is the gap of extra money you’re paying for not being proactive with your finances. Credit cards, home loans, phone plans and utilities companies often...
Category: Mortgages
How Much Savings Do You Need To Get Approved For A Mortgage?
Buying your own property may seem like a far-flung dream at times. You may feel like you’ve been saving for a lifetime but have no idea when is the right time to apply for a mortgage. Well, there are a few variables that will influence when the ‘right time’ is other than how much is...
Common Mistakes First Time Home Buyers Make
There are so many myths that surround the first time buying process. It’s enough to put you off from committing altogether. The pre-approval process, having a big deposit and ‘genuine’ savings are three elements that seem to be essential to start climbing the property ladder. But what if we told you it’s not actually all...
Three Handy Hints for First Time Home Buyers
Three Handy Hints for First Time Home Buyers Many people are stepping into the world of homeownership as first home buyers. With post-pandemic job security and steady interest rates playing a big part in many Australian’s decision. Two-thirds of Australians believe that now is the perfect time to buy a property and are now more...
Are You Paying Too Much Interest On Your Mortgage?
Are You Paying Too Much Interest On Your Mortgage? As we approach the end of 2018, it’s time to start thinking about changes that can be made in the new year. Whether that’s starting a new job, adding a new colour of paint to your home or reviewing your finances, it’s always a good idea...
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